Arts And Culture Insurance

From museums and theatres to libraries and concert halls our cover is tailored to suit the needs of this diverse and evolving sector.

Heritage sector risk guidance

More than just insurance

Our heritage specialists complement our insurance expertise at Ecclesiastical. This experience means that we have a comprehensive understanding of the unique nature of your buildings, artwork and collections.

What's covered by Arts and Culture Insurance

Buildings and contents cover
Including minor contract works.

Liability covers
Including Employers’ liability, Hirers’ liability and Trustees’ and Management liability.

Business interruption
Including loss of attraction, ticketing suppliers and external exhibitions.

Equipment breakdown
Including cover for fire safety curtains or lighting.

Fine art and collections
Including cover for exhibitions and items on loan.

Reputational risks
Support includes legal and Public Relations costs.

Loss of licence
Including wedding and premises licences.

Heritage Risk Management

Risk support to help your organisation manage risks well.

Heritage risk support

Find a Document

Policy information, guides, templates and forms all in one place

Document Library

Claims Enquiries

New claims can be made 24 hours a day 7 days a week

Claims Enquiries

Why Choose Ecclesiastical

Practical guidance from our risk management team- including risk management advice, helping with building valuations and access to a comprehensive library of resources.
Personalised claims support - direct contact with the specialist handling your case, for clear communication and a smoother experience.
We believe that better business can better lives- we're proudly part of the Benefact Group and donate our available profits to good causes.

Need a quote ?

Our arts and culture insurance is only available through a broker. Speak to your broker for more details about our specialist range of insurance products.

FAQs

We can provide insurance for libraries, galleries, museums, boutique cinemas, theatres, concert halls, public art galleries, historic societies and model villages.

In insurance terms, a building valuation is an assessment of the cost of reinstatement of a building. It can be difficult to calculate this value as there are many considerations including; architects fees, restoring original features, debris clearance and other specialist considerations. Therefore, it is often necessary to obtain a specialist surveyor to provide a reinstatement valuation.

Particularly for large or non-standard properties, specialist support and valuations are required due to their unique characteristics. It is therefore crucial to ensure that your insurance covers the full reinstatement value, particularly in the event of a major fire or other incident that necessitates a complete rebuild.

Subject to certain criteria, Ecclesiastical can provide you with a buildings re-instatement valuation at no extra cost by our in-house team of specialist surveyors.

Ecclesiastical, through its team of specialist Fine Art underwriters, offers tailored Fine Art insurance solutions for your organisation. This can be arranged either as a stand-alone policy or integrated into your existing insurance product. For further details, please speak with your insurance broker.